There are few things more frustrating than being lied to, taken advantage of, or having your hard earned money taken from you. Fortunately, when these things happen, there are laws in place to provide you justice. Under the representation of an experienced consumer rights attorney, you can work to right the wrongs you have faced. Below, I will discuss some of the most common violations of consumer rights.
Credit Reporting Errors
Most of us work hard to maintain a good credit score. After all, a poor credit score can bar you from many of the most important things in life — a home mortgage, a car loan, or even your dream job. So, if you have done your part by paying your bills on time and managing your finances responsibly, it can be quite exasperating to see that your credit report does not reflect your efforts. If you have noticed inaccurate information on your credit report, you must take action to correct it, and the most effective way to do so is under the guidance of a trusted consumer rights attorney.
Alternatively, perhaps you have experienced financial hardship and fallen behind on your debts. While it is important that you find a way to address the issue at hand, it does not give creditors the right to call you throughout the night; contact your friends, neighbors, or employer; or continue to harass you once you’ve submitted a written request for them to stop. If one of your creditors has failed to abide by these guidelines, then you can take legal action. In addition to stopping the harassment, an attorney can tell you if you have grounds to sue the lender or collection agency, potentially eliminating your debt and leaving you with extra money in your pocket.